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Benefits of Andy Ross Group Lowest Closing Costs Professional Code of Ethics Membership Affiliations Education Center Resources Calculators Glossary Mortgage Terms Tax Benefits Loan Information Andy Ross Group Licenses Our Mortgage Programs Loan Process Tips on a Mortgage Process Cost of Deposit Index	Andy Ross Group LLC is a Registered Mortgage Broker in the following States:       Connecticut First License #11348 Connecticut Second License #11349 *New York State Banking Department License #RMB202075 Massachusetts License #MB3342 Rhode Island License #20041713LB New Hampshire License #10589-MBR *Loans arranged through a third party.