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Calculators Regular Bi-weekly Payment w/Ammorization Amortization Rent or Buy? Debt Investment Loan Comparison Refinance	RENT OR BUY?   Assumptions   mortgage rate tax bracket property tax rate expected appreciation rent price condo fees years     Results On an annual basis, buying will cost $ than renting. This is based on financial analysis, which differs from actual cash outlays. Overall, the conclusion is:   Note: This evaluation of the financial advantage or disadvantage of buying a home is based on the assumptions typed in above. Try typing in a different value for "expected appreciation," and then click the Compute button. See how it affects the results. Other assumptions also affect the results. Since nobody knows for certain how much houses will appreciate in your area in the future, it is impossible to be absolutely certain whether renting or buying will be advantageous for you.